We're helping thousands of people build a strong financial future

Yobiz is helping thousands of people begin their financial journey with a business credit builder account. We understand that building a financial foundation is a daunting task for most people, so we're dedicated to building a product that will help our customers move two steps in the right direction.

Technology + Honesty + You

We believe strongly that a customer's success is tied to a variety of factors beyond just a financial product. We treat our customers the way we would like to be treated — and we're striving for a fanatical customer experience through honesty, great technology, and a great team dedicated to help you succeed.

Building Yobiz

We are hardworking, passionate, financial geeks. Building businesses credit and building savings used to be mutually exclusive goals. With yobiz, we've created a responsible way for people to build credit and savings at the same time.

Help us build

Meet Our Team

James Garvey

CEO and Co-Founder

Brett Billick


Joanna Fragoso

Customer Success Specialist

Kshitija Karkar

Software Engineer, Operations

Reesa Smith

Customer Success Specialist

Brandon Hines

Senior Software Engineer

Kristin Faner

Software Engineer

Kelvin Pho

VP Engineering

Andy Helms

Design Lead

Katrina Hernandez

Customer Success Specialist

Philip Baggett

Senior Software Engineer

Anthony DiChiara

CSO and Co-Founder

Gaby Lopez

Senior Software Engineer

William Kuk

Software Engineer

Karthic Hariharan

Lead Software Engineer

Brian Vitone, CAMS

VP Operations

Our Community

The Self team is based in downtown Austin, Texas.